Travelling is a fun activity. We all love to travel. We travel various places in order to get away from our hasty and busy life. Everyone gets tired of the everyday monotonous life. We all travel to get pleasure and get refreshed. Travelling is essential to all. It helps in reducing the tension and makes people happy. People get new experience and knowledge from their travel. Some people love to travel in a group whereas some people love to travel alone. Travelling in a group gives us the feeling of safety and security. Travelling alone gives the feeling of freedom.Mostly we don’t meet with the problem when we are in city areas. The problem starts arising as we start moving off route. No one can predict when the problem arrives. It comes when it wants. Problems may differ as per the places we go. The travel is uncertain it may or may not arise during the trip. So it is better to take precautions before travelling. We should always travel with your family, friends, colleagues, etc. We may not find a travel partner for our every journey. If travelling with a travel partner is not possible then it is better to travel along with a guide or search any other travel companion.Travelling alone may create various problems like:1. We can get attacked by the wild animals when we travel alone along the dense forest. If we travel in a group or with travel partner there is less chance of animal attacking us. In case if we get attacked there will be the companion to help us. But if we travel alone no one will be there for help. So it is better to travel with the travel companion.2. We can get serious health problems like acute mountain sickness, HACE, HAPE, etc when we travel in the high altitude (when we go for trekking and mountain climbing).3. We can get a serious injury that can lead us to death.4. We can get stuck in some dangerous problems.5. We may lose our way.6. In some destinations, we can get kidnapped by the local rebellions as captive,7. We can get robbed, etc.8. Hospitals may not be available in the off routes minor health problems can become fatal. If there is no one to care about.The movie 127 hours (based on the true story of Aron Lee Ralston) directed by Danny Boyle also insists the traveller not to travel alone. Aron is the survivor from a canyoneering accident. He fell into a crevice in southeastern Utah. His hand stuck in the boulder. He then tried to get his right hand out of it but couldn’t. With a dull pocketknife, he cut off his right forearm to free it from the boulder. He had been trapped there for five days and seven hours. He wouldn’t have to cut his forearm had he gone for the trek with a companion. So, we should always inform our family member and friends where we are travelling. We should always search a travel partner. It is the inspiring real-life story. Everyone should watch it.Never ever travel alone.
It is mandatory for all new car owners to get auto insurance. The Road Traffic Act stipulates that all motorists should be insured against liability and it declares driving a car without a minimum level of insurance is illegal. The violation can attract severe civil and criminal penalties. This can be easily avoided by securing a proper auto insurance cover for your vehicle as per your state’s demands. It is quite a simple process.Nowadays, there is so much dependence on vehicles that the best thing to do is to follow all stipulated guidelines religiously. Getting the right auto insurance cover is one of them.What Is Auto Insurance All About?Auto Insurance simply means a contract or an agreement between an auto owner and an insurance company. Under this contract, premium is paid to the insurer and in return he pays for any car related losses as detailed in the policy.Key Legal RequirementsIn order to get an insurance cover for your vehicle, you would need to fulfill the following requirements. It’s advisable to find out the requirements in your respective state since these may vary. However, these are the broad requirements for auto insurance.Firstly, you should be in possession of a valid driver’s license before you go in for registration or insuring your car. For your license you would need to approach your local DMV (Department of Motor Vehicles). This is the primary requirement.You will also need to have an auto title. It is a legal certificate of ownership that confirms that you own the car. Most of the paperwork is already done when you purchase a gar from a dealer. Licensed dealers are needed to transfer the title of the car in your name. The title will list the owner’s name, address, make of the car, model and year of the car and the date of sale. This should be retained by you.Next, you need to get your car registered. You can apply for registration at the local DMV. The requirements may vary from state to state. In order to register your vehicle, you will require a valid driving license, signed certificate of title for the car, address of residence and proof of your insurance.The law also stipulates that that a vehicle more than three years old should have a valid MOT certificate. It is not possible to tax a vehicle without MOT and certificate of insurance and driving without them is an offence.It is also vital to keep the insurance company informed in case of any vehicle modifications and fixed penalties. Failing to do so is an offense and may affect any claim that you make.You are also legally obliged to take the basic level of auto insurance that will cover you against third party claims. Since the legal requirements for auto insurance vary from state to state, you will need to clarify the level of cover that you require while taking auto insurance. Only insuring the legal minimum isn’t necessarily the best choice to make.As a proof of your auto insurance, the company issues you the following documents – A Certificate of insurance which will also be required for buying your road tax; A cover note that will act as a temporary policy and certificate until your new insurance policy has been set up; and Policy documents which gives a detail of all that you are covered for. Read the documents carefully to understand your rights and obligations under the policy.Insurance companies have set up claim help lines and accident emergency recovery hotlines for ensuring a smoother process. In case of any ambiguity in terms of insurance or legal requirements, get your doubts cleared by talking to the company.
Insurance industry is blooming with new and useful insurance policies. There are different types of insurance policies to help the people. Auto-insurance is gaining much popularity. The number of accident cases has increased to a great extent, thus the need for applying for auto-insurance coverage has also increased.Many people across the world are opting for auto-insurance policy to get financial security against any inconvenient circumstances. Availing of auto insurance policy is a must for every vehicle owner and driver. Accidents can happen at any time. It is not possible to predict such a mishap beforehand. We can at least secure ourselves financially to tackle the situation.More and more companies are offering auto-insurance policies for the benefit of the people. It is not wise to select any of the company or any of the insurance policies without doing any research. It is always better to collect much information about the auto-insurance company and the policies offered by them before you take any definite decision on this issue. You need to consider some crucial factors while choosing an auto-insurance company.Make it sure that the company is reputed and reliable. It is one of the most important issues. Check whether the insurance policy offered by the company really works or not. It is also better to consider the pros and cons before you take any decision. It is also wise on your part to compare the premium, coverage and policies offered by different companies.There are two options open to you. You can either speak with the insurance agent and collect the insurance quotes directly, or you can collect the quotes from the websites at free of cost. The second option is more convenient. Many people are selecting this option to get the best deal.You may get trapped by a face insurance company or you may be charged high amount. To avoid such circumstances, you need to apply some effective strategies. There are some secrets that can help you to save some amount on your auto insurance.The internet is the best place to collect auto insurance quotes. There are a number of websites that offer online auto insurance quotes. You can select one after verifying that it is authentic and reliable. Internet allows you to select a quote by sitting at the comfort of your home. Moreover, it also saves your precious time and energy.You need to follow some effective steps if you want to save on your auto insurance. These include:(a) Keeping a clean drivers record can add to your benefit. A bad driver’s record means higher premium for your insurance policy.(b) To assume more risk you need to adjust your coverage. Do this if you haven’t faced an accident in over five years. You can also do this if you are a safe driver.